What is Financing?

financing

The importance of a good credit rating

You and I are aware of how important it is to meet payments on a regular timely basis, but did you know, that if an NSF check was returned to you by your Financial Institution or if a payment to one of your Credit Card Accounts had been overlooked, these events would be stipulated in your credit file and taken into consideration next time you apply for credit?

The result of paying your invoices promptly is that it gives you a much better credit rating which in turn provides you with the desired loan for the sought after purchase.

Available Financial Products

The 2 most popular types of financing are credit and conditional sales contracts.

Leasing is a medium term contractual credit technique, where at the request of a customer a recognized leasing company acquires , the ownership of goods or equipment with the intention of leasing it out to this same customer at a determined date and price previously stipulated in the lease. When the lease expires the contract gives the customer the option to buy back the equipment for the payout price.

The conditional sales contract is a contract by which the transfer of ownership for the sold goods or equipment takes place immediately, in exchange of an agreement to uphold a later obligation.

Diversify to increase your buying power

We have new sources of financing for you. We all know that today it is wiser to diversify our sources of financing rather than to be dependent on a single lender.

Rely on other services given by your banking institution such as a credit margin, commercial loan, mortgage ect., and let us help you with the financing of your truck, machinery or trailer…

Take advantage of many years of experience in the field of financing, then relax, we will do everything to accomodate you.

  • Competitive rates
  • Leniant terms of payment
  • Enormous flexibility

You know what you need!

We have what you are looking for!

To all our customers

Are you looking for financing to make the purchase of your truck, equipment or trailer…easier.

Search no longer

Groupe Lussier has developped and set up a network of financial experts. They will be delighted to offer you a program that is adapted to your needs at no expense to you whatsoever.

Our goal is simple, we want to help you accomplish your projects by offering you quality service, professionnalism and utmost discretion.

Dealing with us:

Makes the process easier

When you meet with one of our experts for the first time, all the necessary paperwork to open your file is handled by us.

Your request for financing is done when you come to choose your vehicle but your contract is sign at the moment you take posession of your vehicle.

No need to go to your financial institution everything is done at our dealership.

Accelerates the process

Becoming a customer of a Groupe Lussier Entreprise means that within a short périod of time you are presented with a very interesting finance proposal.

Assures that understanding lenders will deal with you

Lenders, with whom we have negotiated competitive terms of financing for you, that are familiar with your type of profession. They know that the long-distance driver, local driver, heavy equipment operator or other workers in your field have specific and different requirements. They will do their very best in order to answer your particular needs.

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